MoMo is local by design.
Great for everyday Ghana. Not built for dollar-denominated subscriptions, SaaS, ads or global checkout.
Be first in line for CediBridge — the Ghana-first experience that lets you top up with MTN MoMo, convert to dollars transparently, and pay online with a virtual USD card.
Apply for early access
Join the waitlist to hear when invitations start going out.
Your money should not stop at the border of a payment rail. CediBridge connects the wallet you already use to the online world you already live in.
Great for everyday Ghana. Not built for dollar-denominated subscriptions, SaaS, ads or global checkout.
One valid USD virtual card removes the awkward workarounds, borrowed cards and informal FX dealers.
Fund in cedis. See the rate. Receive dollars. Spend online. The flow is designed around Ghana from the first tap.
No foreign bank account. No calling a cousin abroad. No mystery exchange rate.
Choose an amount in cedis and approve the payment with your MoMo PIN on your phone.

The exchange rate and spread are shown before confirmation. You know exactly what lands in your USD balance.
≈ GH₵ 362,392.59
Your virtual card is ready for global online checkout, with in-app controls to freeze and manage spending.

Every interaction is designed to make the movement of money obvious: what you pay, what you receive and what your card can do.
Create, view and manage your USD virtual card from the same app you use to fund it.
No guessing what you will receive after the transaction.
Block spending instantly and control online or international payments.
A clean activity feed keeps top-ups, withdrawals and card payments visible.
Streaming, music and digital services.
Tools that help you learn, create and work.
Fund campaigns for your business or clients.
Pay international merchants online.
CediBridge is designed around the payment friction we keep hearing from people who work, learn, build and spend online from Ghana.
Reserve your placeNeed reliable online payment access when a campaign, subscription or client workflow cannot wait.
Pay for AI tools, cloud platforms and digital learning products priced in dollars.
Fund the tools used to design, ship and grow without building a payment workaround first.
Use a cleaner card-first path for supported international merchants and digital services.
Once real waitlist and beta data is available, this block can show verified signup counts, invite waves, user industries and real quotes — without manufacturing traction.
These are still demonstration testimonial slots for the prototype. Replace them with verified beta-user quotes as waitlist signups turn into real product conversations.
I manage ads for clients. The pain is not earning the money — it is getting a reliable dollar card when a campaign needs to go live now.
A simple MoMo top-up and a clear exchange rate is exactly the kind of flow I expect. I do not want to learn a new financial system just to pay for software.
Most of my tools bill in dollars. A Ghana-first app that starts with MoMo makes much more sense than asking me to fund through unfamiliar rails.
Freeze spending instantly. Control online and international payments. Review activity from one place.
Join the waitlist
CediBridge is a Ghana-first fintech product designed to let users fund with MTN MoMo, convert GHS to a USD balance at a disclosed rate, and use a virtual USD card for supported online payments.
The intended funding flow starts with MTN Mobile Money. You choose the amount, review the conversion details, and approve the MoMo payment on your phone.
Yes. The product experience is designed to show the rate, spread and estimated USD amount before you confirm a top-up.
Yes. The app design includes card freezing plus controls for online and international payments.
CediBridge is currently in early access mode. Join the waitlist and you will be among the first to hear about private beta invitations, launch timing and product updates.
Join the CediBridge waitlist and get notified when the next wave of private beta invitations opens.